Denied Homeowner’s Insurance Claims

Attorney Edward Doskey in New Orleans, Louisiana represents clients with denied homeowner’s insurance claims. If your insurance company has denied a claim you have made with your homeowner’s insurer, contact...

Denied Accidental Death & Dismemberment (AD&D) Claims

Rather than ongoing, monthly benefits, these insurance policies pay a lump sum of money in the event of an accidental death or loss of a limb (and sometimes an eye). The amount of the benefit depends on how much insurance is purchased and the nature of the accidental injury, dismemberment or death. However, as with Long Term Disability insurance (LTD), Accidental Death and Dismemberment (AD&D) insurance carriers do not always stand behind their customers. Sometimes insurance companies, relying on weak evidence, will deny a valid claim for benefits by accusing the claimant or the deceased of being negligent (e.g., operating a motor vehicle while under the influence of alcohol or drugs) at the time of accidental death, or even of having committed suicide. As with Long Term Disability (LTD) insurance, your AD&D coverage will be governed by ERISA if the insurance is provided in a private employer-sponsored plan. Otherwise, state insurance law will govern your claim. If your insurance company has denied your claim for benefits under an Accidental Death and Dismemberment (AD&D) policy, contact...

Denied Insurance Claims

AD&D – Accidental Death and Dismemberment Insurance Claims Life Insurance Claims Homeowner’s Insurance Has your claim been denied? Do you have questions about your case? Contact us. We can help. Last updated by Edward Doskey on November 2nd, 2014. Last updated by Edward Doskey on November 2nd,...

About Attorney Edward Doskey

Edward A. Doskey’s practice is dedicated to representing the injured and disabled in workers’ compensation cases, long-term disability (LTD) insurance denials, ERISA, personal injury and wrongful death. Edward graduated Phi Beta Kappa from the University of Florida, with honors, in 1993, and he received his juris doctor from the Boston College School of Law in 1997. Mr. Doskey began practicing law in Coral Gables with the law firm of Sugarman & Susskind in 1997 where he began his experience as an ERISA and wage and hour Trial lawyer. Before joining this law firm, Edward was a partner at Matusek, McKnight, Poluse, Cangro and Doskey, P.A., in St. Petersburg, Florida where he did workers’ compensation insurance defense and claimants’ litigation and began his own Social Security claimants practice. Edward then practiced as a partner with the Kimsey Law Group in Tampa, Florida where he litigated and tried cases for plaintiffs and  in the areas of personal injury, long term disability, ERISA, and Social Security disability. For the past sixteen years Edward has devoted most of his practice to litigating disability and injury cases. He has represented hundreds of disabled clients in their appeals before the Social Security Administration and in disputes with insurance companies over denied private long-term disability (LTD) insurance payments, ERISA claims and denied life and accidental death and dismemberment (AD&D) claims. Edward has extensive experience litigating against insurance companies, whether the disability insurance policy was purchased individually or as part of an employer-sponsored group plan governed by the Employee Retirement Income Security Act (ERISA). Ed is licensed to practice in Florida and Louisiana, and maintains practices in each...

Disability Insurance Law: Long Term Disability, Accidental Death & Dismemberment

Disability Insurance Law Disability Insurance law covers a broad range of topics, statutes and regulatory schemes. Disability benefits is just one area of disability law. The basic idea underlying all types of disability benefits is to provide an economic safety net to people when, due to injury or illness, they cannot work, either temporarily or for the foreseeable future. Why You Need a Disability Attorney An attorney can help you from start to finish in the process of obtaining disability benefits. From the initial application to appeals and, if necessary, litigation, an experienced disability attorney can help you navigate the minefield of loopholes, exclusions and excuses used to deny valid claims for benefits. The application processes for SSDI and private disability insurance benefits are similar in many ways. The main difference between the two, however, is that insurance companies are motivated by profits. Of course, they make money by charging premiums, but they also add to their bottom line by denying claims. Edward Doskey is familiar with the fine print in disability insurance policies and the tactics the insurance companies use to deny valid claims. He can aid with the application process by showing you how to avoid common mistakes thereby increasing the chances of having your disability claim being approved at the outset. Even if your claim is denied, Mr. Doskey has the experience needed to handle the appeal process, and, if necessary, to sue the insurance company to obtain benefits on behalf of disabled clients. Long Term Disability Insurance (LTD) LTD insurance and SSDI are similar to each other in many ways. Both disability plans require claimants...