Denied Accidental Death & Dismemberment (AD&D) Claims

Rather than ongoing, monthly benefits, these insurance policies pay a lump sum of money in the event of an accidental death or loss of a limb (and sometimes an eye). The amount of the benefit depends on how much insurance is purchased and the nature of the accidental injury, dismemberment or death. However, as with Long Term Disability insurance (LTD), Accidental Death and Dismemberment (AD&D) insurance carriers do not always stand behind their customers. Sometimes insurance companies, relying on weak evidence, will deny a valid claim for benefits by accusing the claimant or the deceased of being negligent (e.g., operating a motor vehicle while under the influence of alcohol or drugs) at the time of accidental death, or even of having committed suicide. As with Long Term Disability (LTD) insurance, your AD&D coverage will be governed by ERISA if the insurance is provided in a private employer-sponsored plan. Otherwise, state insurance law will govern your claim. If your insurance company has denied your claim for benefits under an Accidental Death and Dismemberment (AD&D) policy, contact...

Denied Insurance Claims

AD&D – Accidental Death and Dismemberment Insurance Claims Life Insurance Claims   Has your claim been denied? Do you have questions about your case? Contact us. We can help.   Last updated by Edward Doskey on November 2nd, 2014. Last updated by Edward Doskey on November 2nd,...

About Attorney Edward Doskey, Disability Insurance, Workers’ Comp., and Personal Injury Lawyer

Edward A. Doskey’s practice is dedicated to representing the injured and disabled in workers’ compensation cases, long-term disability (LTD) insurance denials, ERISA, personal injury and wrongful death. Edward graduated Phi Beta Kappa from the University of Florida, with honors, in 1993, and he received his juris doctor from the Boston College School of Law in 1997. Mr. Doskey began practicing law in Coral Gables with the law firm of Sugarman & Susskind in 1997 where he began his experience as an ERISA and wage and hour Trial lawyer. Before joining this law firm, Edward was a partner at Matusek, McKnight, Poluse, Cangro and Doskey, P.A., in St. Petersburg, Florida where he did workers’ compensation insurance defense and claimants’ litigation and began his own Social Security claimants practice. Edward then practiced as a partner with the Kimsey Law Group in Tampa, Florida where he litigated and tried cases for plaintiffs and  in the areas of personal injury, long term disability, ERISA, and Social Security disability. For the past sixteen years Edward has devoted most of his practice to litigating disability and injury cases. He has represented hundreds of disabled clients in their appeals before the Social Security Administration and in disputes with insurance companies over denied private long-term disability (LTD) insurance payments, ERISA claims and denied life and accidental death and dismemberment (AD&D) claims. Edward has extensive experience litigating against insurance companies, whether the disability insurance policy was purchased individually or as part of an employer-sponsored group plan governed by the Employee Retirement Income Security Act (ERISA). Ed is licensed to practice in Florida and Louisiana, and maintains practices in each...

Disability Insurance Law: Long Term Disability, Short Term Disability, ERISA

LTD insurance and SSDI are similar to each other in many ways. Both disability plans require claimants to make a written application for benefits and, if denied, the insurance company, like the Social Security Administration, issues a written reason for the denial and explains the claimant’s appeal options. While the claim evaluation processes may be similar, insurance policies or plans do not necessarily define “disability” the same way the Social Security Administration does. It is very important to refer to your insurance policy or plan to see just how disability is defined. Even more important, unlike the Social Security Administration, an LTD insurance carrier may be financially motivated to deny your claim. After all, the less benefits an insurance company pays out, the more money it can keep for itself. For this reason, it is often advisable to contact an experienced disability attorney before you make your claim.Why You Need Disability Attorney, Edward Doskey Experience. Ed Doskey can help you navigate the minefield of loopholes, exclusions and excuses used to deny valid claims for benefits. He is familiar with the fine print in disability insurance policies and the tactics the insurance companies use to deny valid claims. If your claim is denied Mr. Doskey has the experience needed to handle the appeal process, and, if necessary, to sue the insurance company to obtain benefits. Mr. Doskey is licensed to practice in Florida and Louisiana. Personal Attention. At Doskey Law, PLC, you speak to an attorney about your case, not a paralegal or assistant.No Attorney Fees on Future Monthly Payments. When Mr. Doskey wins your appeal and you are placed...

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Disability & Injury Lawyer Edward A. Doskey At Doskey Law, P.L.C., we handle denials and terminations of private Long Term Disability insurance (LTD) benefits, Worker’s Compensation cases, personal injury (car, truck, and motorcycle accidents), and denied life insurance claims. Posted by Doskey Law PLC - Disability Insurance & Workers' Comp. Law on Wednesday, April 19, 2017 Has a private insurance company denied your disability claim? Do you have questions about your disability case? Call Now: 888-529-9892 Areas of Practice Disability and Injury Law Disability Insurance Claims Denied Long Term Disability (LTD) Insurance Claims Denied Short Term Disability (STD) Claims Monthly Benefit Cut-offs & Terminations Worker’s Compensation Cases Denied Claims Benefit Disputes Lump-sum Settlements Personal Injury – Car and Motorcycle Accidents; Taxi and Uber Accidents Denied Life Insurance Claims Speak With An Attorney Now – Free Consultations on All Disability, Injury and Workers’ Compensation Cases Edward Doskey is an experienced lawyer who can help you from start to finish in the process of obtaining disability insurance benefits. He is familiar with the fine print in disability insurance policies and the tactics the insurance companies often use to deny valid claims. A skillful disability insurance attorney can help you navigate the minefield of loopholes, exclusions, and excuses insurance companies use to deny valid claims for benefits. Has a private insurance company denied your disability claim? Do you have questions about your disability case? Get in touch with us today. Read more about New Orleans Attorney Edward Doskey. New Orleans Disability Lawyer Edward Doskey – Committed to Helping New Orleanians. Practicing in the areas of Disability Insurance Law, Insurance Litigation, Workers’ Compensation and Personal...